Fill in the fields below and we'll calculate your monthly payment.
$
Solar + Battery (Travis CU Go Green): $20,000 – $75,000 · 240-month (20-year) term
$
Battery Only (Travis CU Eco-Friendly): $1,000 – $50,000 · up to 180-month term
Battery Rebates & Incentives
Includes the SMUD battery storage rebate (if eligible).
SMUD upfront rebate caps at $10,000 (2+ batteries). The SMUD $110/quarter incentive grows with each additional battery.
$0$5,400
Drag to choose how much of the SMUD rebate goes toward the loan principal. Whatever you don't apply is yours to keep — the payment below updates as you drag.
Typical SMUD rebate timing is 3–6 months after install. The loan is re-amortized at this point using the same interest rate.
Your estimate
Based on the details you entered.
Estimated monthly payment
$0/mo
Loan amount—
Interest rate—
Term—
Total of payments—
Total interest—
Before rebate
$0
loan payment
With SMUD incentive
$0
after quarterly credit
After rebate
$0
loan payment · re-amortized
With SMUD incentive
$0
after quarterly credit
Monthly savings: $0 · Lifetime savings: $0
Loan amount—
Interest rate—
Term—
SMUD upfront rebate—
Applied to loan—
SMUD quarterly incentive—
Additional paydown
Model a second lump sum on top of the rebate. The loan re-amortizes again at the same rate over whatever term is left.
$
Payment after 2nd paydown
$0
re-amortized over remaining term
Balance before paydown—
Balance after paydown—
Remaining term—
Additional monthly savings—
With SMUD incentive—
Enter a paydown amount to see the new monthly payment.
Utility Comparison
See how your projected annual utility cost compares to going solar over time.
A battery charges overnight at cheap off-peak rates and discharges during expensive peak hours. The amount of energy used doesn't change — only what you pay for it. Enter the annual peak-hour energy the battery would shift to off-peak.
kWh
$/kWh
$/kWh
Cost at peak rate—
Cost at off-peak rate—
Savings per kWh shifted—
Est. Annual Savings$0
Assumes the battery fully offsets the entered peak usage by shifting it to off-peak charging. Actual results depend on battery capacity, daily usage patterns, and your utility's rate plan.
Disclosure: This calculator provides estimates only. Actual rates and payments depend on your creditworthiness and loan approval. Rates subject to change daily without notice. Solar + Battery Bundle loans are available through Travis Credit Union's Go Green Loan at 5.74%–8.99% APR for a 240-month term (minimum $20,000, maximum $75,000). For Battery Only with existing solar, Travis Credit Union also offers the Go Green Loan at 5.74%–8.99% APR for a 180-month (15-year) term ($15,000 – $75,000). For Battery Only without existing solar, Travis Credit Union offers the Eco-Friendly Loan at 6.49%–9.49% APR for terms up to 180 months ($1,000 – $50,000); the 6.49% rate has a maximum term of 36 months. Loans are unsecured and not associated with any home mortgage product. Federally insured by NCUA. Applicants must meet membership and account qualifications.